What Is the True Cost to Buy a Home? Beyond the Down Payment

As your local Realtor, I see it happen every week: excited buyers are fully prepared for the Down Payment (the 5% or 20% deposit), but they get surprised by the true, full cost of closing. The real savings goal must include mandatory Closing Costs—those non-negotiable fees like Land Transfer Tax (LTT) and professional legal disbursements—that typically add 1.5% to 4% more to the purchase price here in [Your City/Region]. Because these taxes, fees, and your best financing strategy are highly dependent on your specific situation and the unique rules of our local market, relying on generic national calculators won't give you the full picture. Stop guessing and start planning. Book a complimentary, 1-on-1 Buyer Workshop with me today, and I will personally create the comprehensive, dollar-for-dollar roadmap you need to approach your purchase with confidence.